How long do payments take to reach my bank account?

Last updated: May 19, 2026

Credit card payments typically take 2–3 business days to be deposited into your bank account. ACH payments take 7–10 business days.

ACH payments take longer because they are initiated as bank debits from the client’s account rather than instant authorizations like credit cards. These transactions have longer settlement and return windows, which give banks time to verify funds and reduce the risk of fraud or reversals.

You can track the status of your payouts in your Payment Processor dashboard, which your CSM will help set up for you.